This answer is taken from Collection Agencies, produced by Ontario Ministry of Consumer Services. The first step a collection agency must take is to send you a written notice in the mail. Then they must wait six days before they can contact you.... More
If you have been contacted by a collection agency about a debt that you do not owe, you can notify the agency that you dispute the debt. To be cautious you should notify both the collection agency and the original creditor, in writing, that you do... More