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Dealing with Debt: A Consumer's Guide

This booklet is meant to help you decide whether you have a serious debt problem and gives suggestions for solving your difficulties and avoiding them in the future. It includes these topics:

  • Introduction
  • Recognize the danger signals
  • Possible solutions
  • What you should know
  • Where to go for help
  • Assessment and counselling
  • Consumer proposal
  • Bankruptcy
  • Appendix I – Excerpts from the Bankruptcy and Insolvency Act concerning bankruptcies