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Consumer Law – Payday loans

Pay day lenders give cash up front in exchange for your promise to repay them when you get your next pay cheque, government assistance cheque, or other income that you know will be coming to you. Ontario's Pay Day Loans Act regulates how much a...

Available in:
English
Produced In:
2013
Format:
Audio, Booklet/PDF, Newsletter, Presentation materials, Webinar

The Ontario Ministry of Consumer Services has produced short videos with tips on topics such as collection agencies, water heater rentals, car repairs, funerals and burials, home improvements, gym memberships, and more.

Available in:
English, French (français)
Produced In:
2013
Format:
Web

The web site of the Ontario Ministry of Consumer Services has information in multiple languages about the rights of consumers. Among the topics covered are: Auto Repair Shops, Collection Agencies, Door-to-Door Sales, Home Furnishings, Identity Theft,...

Available in:
English, French (français)
Produced In:
2011
Format:
Web

The section on Personal Finances on the Ministry of Consumer Resources web site offers advice to consumers on how to protect their name and gives information about consumer rights and obligations.

It looks at these topics and provides links:...

Available in:
English, French (français)
Produced In:
2011
Format:
Web

This webinar focuses on how consumers' rights are protected by the Pay Day Loans Act and enforced through the courts and the Ministry of Consumer Services. It looks at how the legislation protects consumers by requiring cooling-off periods, written...

Available in:
English
Produced In:
2010
Format:
Webinar

This section of the Ontario Ministry of Consumer Services looks at short-term borrowing in the form of payday loans, and links to pages that cover these topics:

  • Consumer alert - payday loan
  • How does Ontario protect consumers of...
Available in:
English, French (français)
Produced In:
2010
Format:
Web

This web page outlines the rights that Ontario law gives to people who use payday loans. It lists the information that lenders must provide on the first page of the contract. It also describes new rules that will affect advertising, borrowing charges...

Available in:
English, French (français)
Produced In:
2009
Format:
Web

On August 1, 2007, the Ontario government passed regulations under the Consumer Protection Act that require payday lenders to provide borrowers with clear and full information about the cost of borrowing. This newspaper article explains what a payday...

Available in:
English
Produced In:
2007
Format:
Newsletter